Discrimination, vulnerable consumers, and financial inclusion : fair access to financial services and the law / edited by Cătălin-Gabriel Stănescu and Asress Adimi Gikay.

"This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socio-economic, and technological challenges. New technologies - such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms,...

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Bibliographic Details
Online Access: Full Text (via Taylor & Francis)
Other Authors: Stanescu, Catalin-Gabriel, 1980- (Editor), Gikay, Asress Adimi, 1984- (Editor)
Format: eBook
Language:English
Published: Abingdon, Oxon ; New York, NY : Routledge, 2021.
Series:Routledge research in finance and banking law.
Subjects:
Table of Contents:
  • Introduction
  • discrimination, vulnerable consumers and financial inclusion (Stănescu & Gikay)
  • Tackling issues in consumer credit : the role of human rights (Ondersma)
  • Beyond negative interpretations of freedom of contract : the interplay between private law and human rights in light of the UN Convention on the Rights of Persons with Disabilities (Varney)
  • Anti-discrimination efforts for insurance consumers : legislation and practice in mainland China (Kailiang)
  • Vulnerability, financial inclusion, and the heightened relevance of education in a credit crisis (Iheme)
  • The payments revolution: towards financial exclusion or inclusion? (Rochemont)
  • Inside the black box : the impact of machine learning on the creditworthiness assessment (Atkinson)
  • Consumer peer-to-peer lending and the promise of enhancing access to credit : lessons from the Netherlands (Buit)
  • Digital debt collection. Opportunities, abuses, concerns (Stănescu)
  • Financial conduct in the UK's banking sector : regulating to protect vulnerable consumers (Powley and Stanton)
  • Are some classes of consumer-investors of collapsed pyramid and Ponzi schemes vulnerable? A multi-jurisdictional perspective (Tajti)