The digital currency challenge : shaping online payment systems through U.S. financial regulations / Philip Mullan.

Private online digital currency systems offer people accessible, convenient, and inexpensive everyday financial tools outside of traditional bank-owned and operated platforms. Digital currency systems facilitate local and international fund transfers, online and offline payments, and simple cash-to-...

Full description

Saved in:
Bibliographic Details
Online Access: Full Text (via Springer)
Main Author: Mullan, Philip (Author)
Format: eBook
Language:English
Published: [Basingstoke] : Palgrave Macmillan, 2014.
Subjects:

MARC

LEADER 00000cam a2200000xi 4500
001 b11360954
006 m o d
007 cr |||||||||||
008 140127s2014 enk o 000 0 eng d
005 20240418150722.2
019 |a 927488631  |a 1102297561 
020 |a 9781137382559  |q (electronic bk.) 
020 |a 1137382554  |q (electronic bk.) 
035 |a (OCoLC)spr869211424 
035 |a (OCoLC)869211424  |z (OCoLC)927488631  |z (OCoLC)1102297561 
037 |a spr9781137382559 
040 |a UKPGM  |b eng  |e rda  |e pn  |c UKPGM  |d DKDLA  |d OCLCO  |d OCLCF  |d OCLCO  |d AUD  |d YDXCP  |d EBLCP  |d OCLCQ  |d GW5XE  |d MERUC  |d N$T  |d OCLCQ  |d UKAHL  |d OL$  |d OCLCQ 
043 |a n-us--- 
049 |a GWRE 
050 4 |a KF1030.E4 
100 1 |a Mullan, Philip,  |e author. 
245 1 4 |a The digital currency challenge :  |b shaping online payment systems through U.S. financial regulations /  |c Philip Mullan. 
264 1 |a [Basingstoke] :  |b Palgrave Macmillan,  |c 2014. 
300 |a 1 online resource. 
336 |a text  |b txt  |2 rdacontent. 
337 |a computer  |b c  |2 rdamedia. 
338 |a online resource  |b cr  |2 rdacarrier. 
505 0 |a Section I. The Birth of An Industry -- 1 Introduction : Solving global payment issues with private digital currency -- 2 Pros and cons of early ecash products -- 3 Getting started with digital currency -- 4 Conventional bank payments vs private digital currency -- 5 The economics & theory behind new digital currency systems -- 6 Building better money -- 7 Establishing the environment for community and commercial applications -- 8 Integrating new digital currency financial products into retail consumer markets -- 9 Scaling existing digital currency payment systems for global use -- Section II. Shaping Systems through Financial Regulations -- 10 Introduction : The developing social, technological and global trends that are reshaping personal financial services -- 11 How proactive regulatory action can improve the development of future systems -- 12 Pros and cons of regulatory changes in global digital currency systems -- 13 The outcome of interaction with U.S. regulatory agencies -- 14 Software and technology operating behind the regulatory curve -- 15 Benefits of new software structures in retail commercial markets -- 16 The high cost of ignoring regulations -- Section III. Emerging Markets -- 17 Building the perfect digital payment system -- 18 Defining the core design elements that will drive future growth -- 19 New product marketing for personal and commercial customers -- 20 Avoiding past issues and regulatory pitfalls -- 21 Employing a person-2-person approach in creating new digital currency structures -- 22 How previous business outcomes can change the implementation of any new digital currency system. -- 23 Practical currency system designs for future commercial markets -- 24 The economics and theory of future digital currency systems. 
520 |a Private online digital currency systems offer people accessible, convenient, and inexpensive everyday financial tools outside of traditional bank-owned and operated platforms. Digital currency systems facilitate local and international fund transfers, online and offline payments, and simple cash-to-digital everyday financial products without the need for a conventional bank account of any retail bank product. Over the past several years, Bitcoin has grown into an efficient person-to-person and person-to-business payment system without the backing of any bank or financial institution. This phenomenon is producing a new level of an on- and offline commerce and a society much more attuned to digital currency systems. The Digital Currency Challenge details how new 2007-2008 U.S. legal issues surrounding digital currency products forced companies from the U.S. market and caused the Treasury Department to enact stricter regulations. Mullan profiles new and innovative present day digital currency systems, such as Bitcoin, and illustrates how software designers and monetary theorists use new technology to circumvent current U.S. regulations. This work also explains how new digital currency systems are not just software products, but tools providing financial freedom to people in countries all around the world. 
588 0 |a Print version record. 
650 0 |a Electronic funds transfers  |x Law and legislation  |z United States.  |0 http://id.loc.gov/authorities/subjects/sh2008102944. 
650 7 |a Electronic funds transfers  |x Law and legislation.  |2 fast  |0 (OCoLC)fst00907214. 
651 7 |a United States.  |2 fast  |0 (OCoLC)fst01204155. 
776 0 8 |i Print version:  |a Mullan, Philip.  |t Digital Currency Challenge : Shaping Online Payment Systems through U.S. Financial Regulations.  |d New York : Palgrave Macmillan, ©2014. 
856 4 0 |u https://colorado.idm.oclc.org/login?url=https://link.springer.com/10.1057/9781137382559  |z Full Text (via Springer) 
907 |a .b113609541  |b 12-01-21  |c 07-13-20 
998 |a web  |b 11-30-21  |c b  |d b   |e -  |f eng  |g enk  |h 4  |i 1 
907 |a .b113609541  |b 11-30-21  |c 07-13-20 
944 |a MARS 
915 |a - 
956 |a Springer e-books 
956 |b Springer Nature - Palgrave Economics and Finance Collection 2014 
999 f f |i a96adf45-76dd-5cfb-b916-fa49ad4c63a3  |s 9499a1fa-dc5e-581d-bf98-d164d8a038e9 
952 f f |p Can circulate  |a University of Colorado Boulder  |b Online  |c Online  |d Online  |e KF1030.E4  |h Library of Congress classification  |i Ebooks, Prospector  |n 1